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  • Custom Jewellery
  • Engagement Rings
    • Engagement Rings
    • Browse Engagement Rings
    • Find Your Diamond
    • Wedding Bands
    • Ethically Sourced
    • Diamonds 101
    • Financing & Layaway
  • Diamonds
    • Find Your Diamond
    • Canadian Diamonds
    • Diamonds 101
    • Lab Grown Diamonds
  • Jewellery, Watches & Giftware
    • Shop Jewellery
    • The Case
    • Giftware Gallery
    • Something Borrowed
    • Jewellery 101
    • Financing & Layaway
    • Poag Gift Card
  • Experience Poag
    • Our History
    • Contact Us
    • News & Events
    • Services and Education
      • Repairs & Restorations
      • Appraisals
      • Rewards Program
      • Jewellery Care
      • We Buy Gold and Diamonds. Are You Ready to Sell?
    • Financing & Layaway
    • Jewellery 101
      • Coloured Gemstones
      • Diamonds 101
      • Metals
  • Gifts
    • Gift Ideas
    • Poag Gift Card

Financing & Layaway

jewelry financing and layaway

6 Months with No Payments No Interest OAC

Through Flexiti Financial

Deferred Interest if paid in full in 6 months.

A minimum purchase of $1000 is required to qualify for this promotion. No interest will be assessed if on time payments are made and balance is paid off before the end of the promotional period (6 months). If the balance is not paid in full by the end of the outlined time period, interest will be assessed from the date of purchase at a minimum of 29.9%. (Retroactive same as cash interest)

In regards to the application, we require the following information:

  • 1 form of photo identification (passport, provincial drivers license, certificate of native status, permanent residence card, government issued photo ID, military ID, or proof of Canadian Citizenship with photo).
  • Current address (and previous address if lived at residence less than 5 years).
  • Housing information ( own/rent, mortgage/rent payments).
  • Employment information ( business name, phone number, gross monthly income).

Insurance

Your favourite pieces of jewellery are more than valued possessions. They’re reflections of who you are. They’re symbols of your feelings for loved ones and of life-long relationships. Protecting them from theft, damage, mysterious disappearance or loss is as natural and important as protecting anything of great value, both emotionally and financially. For peace of mind, we recommend you apply for insurance directly after you make your purchase.

Look to the Jewellery Insurance Experts

Our partner in jewellery protection, Jewelers Mutual Insurance Company, shares our understanding that every piece of jewellery is as unique as its owner. That’s why when you have coverage from Jewelers Mutual, you have the flexibility to work directly with us so that we can help replace your lost jewellery down to the finest detail.

Why Jewelers Mutual?

Jewelers Mutual is the only insurer in the U.S. and Canada* specializing exclusively in jewellery insurance. As the nation’s leading jewellery insurance specialists, they have been exclusively insuring jewellery and jewellery businesses for 100 years. Jewelers Mutual Insurance coverage protects nearly 300,000 individuals’ personal jewellery items and covers types of losses where other carriers can fall short.

To insure your jewellery with Jewelers Mutual, you may go online to learn more at JewelersMutual.com
or call 888-884-2424.

Or of course, simply talk to us and we can lead you in the right direction!

* Coverage not available in Quebec.

James O. Poag Jewellers is not a licenced agent for Jewelers Mutual Insurance Company and cannot sell or recommend insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. Must be a Canadian resident age 18 years or older to apply for insurance through Jewelers Mutual. Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select.

REWARDS PROGRAM

SHOPPING AT POAG HAS ITS REWARDS

Join Our Rewards Program.

NOTE: MINIMUM QUALIFYING PURCHASE IS $50. CREDIT IS NOT AVAILABLE FOR USE ON PREVIOUSLY DISCOUNTED ITEMS AND/OR REPAIRS. CREDIT IS AVAILABLE ON SECONDARY PURCHASES AND NOT TO BE USED ON INITIAL PURCHASE. MAXIMUM REDEEMABLE CREDIT VALUE IS 50% OF PURCHASE. CREDIT WILL EXPIRE IF MEMBERSHIP IS INACTIVE FOR 2 YEARS.

Visit our store to find how you can sign up for the program.

THE REWARDS REALLY ADD UP!

  • Save on future purchases

  • Exclusive ``members only`` offers

  • Special offers for great deals

  • Unlimited use of membership

  • Account access 24/7/365

  • Confidential and secure

  • Automatic account setup

  • AMOUNT SPENT
  • $100
  • $250
  • $500
  • $1000
  • $2000
  • $5000
  • $7500
  • $10000

  • CREDIT
  • $5
  • $10
  • $15
  • $30
  • $60
  • $150
  • $225
  • $300

Note: Minimum qualifying purchase is $50. Credit is nos available for use on previously discounted items and/or repairs. Credit is available on secondary purchases and not to be used on initial purchase. Maximum redeemable credit value is 50% of purchase. Credit will expire 2 years from date of original purchase.
Poag Jewellers Logo

94 FRANK ST, STRATHROY
N7G 2R6, CANADA

PHONE: 519-245-1040

Sunday - Closed
Monday - Closed
Tuesday - Closed
Wednesday - 9:30AM–5:30PM
Thursday - 9:30AM–5:30PM
Friday - 9:30AM–5:30PM
Saturday - 9:30AM–4:30PM

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Proudly Serving: Strathroy, London, Mt.Brydges, Komoka, Sarnia, Ailsa Craig, Lambton Shores, Kettle Point, Plympton-Wyoming, Watford, Alvinston, Glencoe, Newbury, West Lorne, Dutton Wallacetown

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