Financing & Layaway

6 Months with No Payments No Interest OAC
Through Flexiti Financial
Deferred Interest if paid in full in 6 months.
A minimum purchase of $1000 is required to qualify for this promotion. No interest will be assessed if on time payments are made and balance is paid off before the end of the promotional period (6 months). If the balance is not paid in full by the end of the outlined time period, interest will be assessed from the date of purchase at a minimum of 29.9%. (Retroactive same as cash interest)
In regards to the application, we require the following information:
- 1 form of photo identification (passport, provincial drivers license, certificate of native status, permanent residence card, government issued photo ID, military ID, or proof of Canadian Citizenship with photo).
- Current address (and previous address if lived at residence less than 5 years).
- Housing information ( own/rent, mortgage/rent payments).
- Employment information ( business name, phone number, gross monthly income).
Insurance
Your favourite pieces of jewellery are more than valued possessions. They’re reflections of who you are. They’re symbols of your feelings for loved ones and of life-long relationships. Protecting them from theft, damage, mysterious disappearance or loss is as natural and important as protecting anything of great value, both emotionally and financially. For peace of mind, we recommend you apply for insurance directly after you make your purchase.
Look to the Jewellery Insurance Experts
Our partner in jewellery protection, Jewelers Mutual Insurance Company, shares our understanding that every piece of jewellery is as unique as its owner. That’s why when you have coverage from Jewelers Mutual, you have the flexibility to work directly with us so that we can help replace your lost jewellery down to the finest detail.
Why Jewelers Mutual?
Jewelers Mutual is the only insurer in the U.S. and Canada* specializing exclusively in jewellery insurance. As the nation’s leading jewellery insurance specialists, they have been exclusively insuring jewellery and jewellery businesses for 100 years. Jewelers Mutual Insurance coverage protects nearly 300,000 individuals’ personal jewellery items and covers types of losses where other carriers can fall short.
To insure your jewellery with Jewelers Mutual, you may go online to learn more at JewelersMutual.com
or call 888-884-2424.
Or of course, simply talk to us and we can lead you in the right direction!
* Coverage not available in Quebec.
James O. Poag Jewellers is not a licenced agent for Jewelers Mutual Insurance Company and cannot sell or recommend insurance. Jewelers Mutual is an alternative to other insurance companies you may be considering. Must be a Canadian resident age 18 years or older to apply for insurance through Jewelers Mutual. Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select.
REWARDS PROGRAM
SHOPPING AT POAG HAS ITS REWARDS
NOTE: MINIMUM QUALIFYING PURCHASE IS $50. CREDIT IS NOT AVAILABLE FOR USE ON PREVIOUSLY DISCOUNTED ITEMS AND/OR REPAIRS. CREDIT IS AVAILABLE ON SECONDARY PURCHASES AND NOT TO BE USED ON INITIAL PURCHASE. MAXIMUM REDEEMABLE CREDIT VALUE IS 50% OF PURCHASE. CREDIT WILL EXPIRE IF MEMBERSHIP IS INACTIVE FOR 2 YEARS.
Visit our store to find how you can sign up for the program.

THE REWARDS REALLY ADD UP!
Save on future purchases
Exclusive ``members only`` offers
Special offers for great deals
Unlimited use of membership
Account access 24/7/365
Confidential and secure
Automatic account setup
- AMOUNT SPENT
- $100
- $250
- $500
- $1000
- $2000
- $5000
- $7500
- $10000
- CREDIT
- $5
- $10
- $15
- $30
- $60
- $150
- $225
- $300